About The Financial IQ
We help owners of older annuity contracts find out — with no pressure and no obligation — whether today’s higher interest rates mean their guaranteed income could be meaningfully higher too.
An annuity’s guaranteed income is priced on the interest rates available the day it was issued. Contracts bought when rates were near zero were, by design, priced conservatively. Rates are far higher today, and many contracts purchased years ago can be replaced with a modern contract that guarantees meaningfully more lifetime income — often 30–60% more — using the same type of guarantee the owner already understands.
We’re not in the business of telling people their existing annuity is bad. Many contracts are still an excellent choice for the person who owns them. Our only job is to show you, side by side, where your specific contract stands against what’s available today — and if what you already have is still your best option, we’ll tell you that directly.
Kevin M. Fink
30-Year Retirement Income Specialist
Kevin has spent three decades helping families plan for retirement income, working directly with more than 1,000 households and reviewing over $150 million in retirement savings over the course of his career. His focus for this program is comparing the guaranteed income of older annuity contracts against what’s available in today’s rate environment, so clients can see clearly whether a change is actually worth making.
Dan Goodmanson
Founder, The Financial IQ
Dan Goodmanson is the founder of The Financial IQ and has more than a decade of experience in the financial services industry, bringing advanced planning strategies and resources to Main Street individuals and families.
Over the course of his career, he has built a nationwide network of professionals and specialists, providing access to differentiated expertise and strategies in areas including current and future tax planning, safe asset allocation and growth, retirement income, capital formation, precious metals, and more.
Dan founded The Financial IQ on a simple principle: better financial decisions begin with better information. His focus is helping individuals and families gain access to the knowledge, relationships, and strategies needed to make informed decisions and identify opportunities in today’s financial environment.
The Financial IQ and its representatives are licensed insurance professionals. We do not sell securities and are not affiliated with a broker-dealer. Annuity guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company; they are not insured by the FDIC or any government agency. Replacing an annuity may involve surrender charges, a new surrender-charge period, and loss of existing benefits; any recommendation is made only after a documented suitability and best-interest review. This is not tax or legal advice.