Privacy Policy
Effective date: · The Financial IQ, LLC
The Financial IQ, LLC (“The Financial IQ,” “we,” “us,” or “our”) respects your privacy. This policy explains what information we collect through thefinancialiq.com (the “Site”), how we use it, and the choices you have.
Information we collect
When you submit a form on our Site — including the Income X-Ray™ intake form — we may collect:
- Your name, email address, and phone number
- Information about your existing annuity contract (purchase year, carrier, income status, and approximate value) that you choose to share with us
- Standard technical information such as browser type and device type, collected automatically for analytics purposes
Cookies & tracking technologies
Our Site uses cookies and similar tracking technologies to help it function, to understand how visitors use the Site, and to measure and improve our advertising. This includes standard web analytics tools, functional cookies that remember your form progress, and advertising pixels such as the Meta (Facebook) Pixel, which help us measure how our ad campaigns are performing and show you more relevant ads on those platforms. These technologies do not collect your name or contact details unless you voluntarily submit them through a form on the Site.
Most browsers let you block or delete cookies through their settings; doing so may affect how parts of the Site function. We do not currently respond to browser “Do Not Track” signals.
How we use your information
We use the information you provide to prepare your requested Income X-Ray™ review, to contact you by phone, email, or text about your request, to schedule and confirm consultations, and to follow up regarding the review you requested. We do not use your information for any purpose unrelated to the service you asked us for.
How we share your information
We do not sell your personal information. We do not share your information with third parties for their own marketing purposes.
No mobile information, including text messaging originator opt-in data and consent, will be shared with any third parties or affiliates for marketing or promotional purposes. All other categories of information may be shared with vendors who help us operate our business (such as our scheduling and customer relationship platform), solely to provide the services you requested, and subject to confidentiality obligations.
SMS / text messaging
Our Income X-Ray™ intake form includes two separate, unchecked text-message consent checkboxes: one to opt in to marketing messages (promotions and updates about the Income X-Ray™ program) and one to opt in to transactional messages (appointment confirmations and reminders for a scheduled review call). You must actively check a box to opt in to that message type — neither box is checked for you by default, and leaving both boxes unchecked does not affect your ability to receive your Income X-Ray™ results by email or book a consultation.
If you opt in, message frequency varies: marketing messages are sent occasionally in connection with your own request, and transactional messages are limited to one confirmation plus up to two reminders per booked appointment. Message and data rates may apply. You can reply STOP at any time to stop receiving text messages, or HELP for assistance. See our Terms for full program details.
Your choices
You can ask us to stop contacting you, correct your information, or delete your information at any time by calling (612) 242-5410 or emailing us. If you opted in to text messages, you can reply STOP at any time to stop receiving them, or HELP for assistance.
Data security
We use reasonable administrative and technical safeguards to protect the information you share with us. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
Contact us
If you have questions about this policy, contact The Financial IQ, LLC at (612) 242-5410.