Terms of Service
Effective date: · The Financial IQ, LLC
These Terms govern your use of thefinancialiq.com (the “Site”) and our SMS text messaging program. By using the Site, submitting a form, or opting in to text messages, you agree to these Terms.
Our services
The Financial IQ, LLC provides independent annuity and retirement income review services, including the Income X-Ray™ review. Requesting a review does not obligate you to purchase any product or make any change to your existing contract. Any recommendation is made only after a documented suitability and best-interest review.
SMS text messaging program
If you check the SMS consent box on our intake form, you are opting in to receive text messages from The Financial IQ, LLC related to the Income X-Ray™ review you requested.
Program name: The Financial IQ – Income X-Ray™ SMS Notifications
Message types: Appointment confirmations, reminders, and follow-up related to your requested review
Message frequency: Varies based on your scheduled consultation; typically a handful of messages around a booked appointment
Cost: Message and data rates may apply, depending on your mobile carrier and plan
Opt-out: Reply STOP at any time to stop receiving messages
Help: Reply HELP or call (612) 242-5410
Consent to receive text messages is not a condition of purchasing any product or service. Carriers are not liable for delayed or undelivered messages. Supported carriers include most major U.S. mobile carriers; coverage and reliability are not guaranteed on every network.
Eligibility
Our Site and SMS program are intended for individuals age 18 and older residing in the United States.
No guarantee of outcome
Any figures, comparisons, or examples shown on the Site are illustrative. Annuity guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company and are not insured by the FDIC or any government agency. Individual results vary and are not a guarantee of your outcome.
Privacy
Our collection and use of your information, including SMS opt-in data, is described in our Privacy Policy.
Changes to these Terms
We may update these Terms from time to time. Continued use of the Site or our SMS program after changes take effect constitutes acceptance of the updated Terms.
Contact us
Questions about these Terms? Contact The Financial IQ, LLC at (612) 242-5410.